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Unfiled Returns

Behind on your taxes? We'll get you caught up with the IRS and FTB.

Unfiled & Back Tax Returns

Behind on Your Taxes? Let's Get You Caught Up.

Missed one year or several? You're not alone, and it's fixable. We prepare your past-due federal and California returns, figure out what you actually owe (or what refund you can still claim), and help you get back in good standing with the IRS and FTB.

  • No judgment. A real tax professional reviews your situation.
  • We pull your IRS income records so nothing is missed.
  • Price quoted upfront before any work begins.
Free Review
Find out where you stand, at no cost.

Tell us which years you haven't filed. We'll explain your options and give you a flat quote before we start.

*Back-year returns are priced by the number of years and complexity. The $99 offer covers only a current-year individual federal return and California state return, and excludes Schedules C, D and E. Restrictions apply.

Why Act Now

Waiting Usually Costs More

Penalties and interest keep growing on unpaid balances, and refunds don't wait forever.

3 years

To claim a refund. After that, the IRS keeps your money for good.

Up to 25%

Failure-to-file penalty: 5% of unpaid tax per month, up to 25%, plus interest.

6 years

The IRS generally expects the last six years filed to consider you in good standing.

What We Handle

Every Situation, Sorted Out

Whatever got you behind, we've seen it before.

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Multiple Missed Years

We prepare each past-due year in the right order and file them together.

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Missing W-2s & 1099s

Lost your forms? We request your IRS wage and income transcripts to rebuild each year.

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IRS or FTB Letters

Got a notice demanding a return? We respond and file before it escalates.

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Substitute for Return (SFR)

If the IRS filed for you, it likely overstated your tax. Filing your own return can lower the bill.

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Self-Employed & Business

1099 income, gig work, or a small business with no records? We help reconstruct income and expenses.

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Can't Pay the Balance

Once you're filed, we can set up a payment plan or review other relief options.

How It Works

Back on Track in 4 Steps

 

Free Review

Tell us which years are unfiled and what letters you've received.

Pull Your Records

We gather your IRS income transcripts and any documents you have.

Prepare & Review

We prepare every year, then walk you through what's owed or refunded.

File & Resolve

We file the returns and help set up a payment plan if needed.

Checklist

What to Bring

Don't have everything? That's okay. Bring what you can and we'll help find the rest.

Don't email documents. We'll send you a secure link to upload your files after your free review.
  • Photo ID for you (and your spouse, if filing jointly)
  • Any W-2s, 1099s, or income records for the missing years
  • Any letters or notices from the IRS or FTB
  • Your last return you filed, if you have it
  • Business income & expense records (if self-employed)
  • Dependents' information for each year
FAQs

Common Questions

 

How many years back do I need to file?
In most cases the IRS wants the last six years filed to consider you in good standing. Every situation is different, so we'll look at your records and tell you exactly which years need to be filed.
Can I still get a refund for an old year?
Generally, yes, if you file within three years of the original due date. After that, the refund is lost, but you may still need to file. That's why it pays to act sooner.
I lost my W-2s and 1099s. Can you still file?
Yes. We can request your IRS wage and income transcripts, which show what employers and payers reported for you, and prepare your returns from those records.
What if I owe money I can't pay?
File anyway. Filing stops the failure-to-file penalty from growing, which is usually the larger penalty. Once you're filed, we can help you request an installment agreement or review other relief options.
How much does it cost?
Back-year returns are priced by the number of years and how complex each one is. We'll give you a flat quote after your free review, before any work begins. No surprises.

Ready to Put This Behind You?

Start with a free, no-pressure review. We'll tell you where you stand and what it will take to get caught up.

Tax preparation, bookkeeping, and payroll for individuals and businesses. Visit our Santa Ana or Corona office, or file 100% online.

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