Owe Taxes You Can't Pay All at Once? Pay Over Time.
An installment agreement lets you pay your IRS or California FTB balance in affordable monthly payments. We figure out the right plan, set it up, and help you avoid levies and liens along the way.
- IRS and California FTB payment plans
- A monthly payment that fits your budget
- Free review, flat price quoted upfront
Tell us what you owe and to whom. We'll explain your options and the next steps.
*Plan terms are set by the IRS or FTB. Interest and some penalties continue until the balance is paid.
IRS Payment Plans at a Glance
The right plan depends on how much you owe and how fast you can pay it off.
Short-term IRS plans give you up to 180 days to pay the full balance.
Individuals who owe up to this amount can generally get a long-term IRS plan without full financial disclosure.
The failure-to-pay penalty is generally cut in half while you're on an IRS installment agreement.
Payment Plans for Every Situation
For individuals and businesses, federal and California.
Short-Term Plans
Need a few months? We set up a plan to pay in full within 180 days.
Long-Term Agreements
Monthly payments over several years for larger balances.
California FTB Plans
Installment agreements for state income tax owed to the Franchise Tax Board.
Business Tax Debt
Payment plans for business income and payroll tax balances.
Larger Balances
Owe more? We prepare the financial statements the IRS requires.
Defaulted Plans
Missed payments? We help reinstate your plan before collection resumes.
Set Up in 4 Steps
Free Review
We confirm your balance and which years you owe.
File Missing Returns
All returns must be filed first. We take care of any that aren't.
Choose a Plan
We find a payment that works for your budget and qualifies.
Set It Up
We submit the request and confirm your plan is in place.
What to Bring
For larger balances, the IRS asks for more financial detail. We'll tell you exactly what's needed.
- IRS or FTB notices showing your balance
- Your recent tax returns
- Proof of income (pay stubs or business income)
- Monthly expenses: housing, car, utilities, insurance
- Bank account information for automatic payments
- Any levy or lien notices you've received
Common Questions
Does interest stop while I'm on a payment plan?
Will a payment plan stop a levy?
Do I need to file all my returns first?
Can I set up a plan with both the IRS and California?
How much does it cost?
Get on a Plan and Get Some Peace of Mind
Start with a free review. We'll find a monthly payment that works for you.